Whether you drive a motorcycle, dump truck, luxury car, or RV, auto insurance is the most valuable accessory in connection to your vehicle. Choosing the right auto insurance coverage levels is important not only to keep you legal on the road but to keep your personal assets protected in the event of an accident.
The Three Key Components of an Auto Insurance Policy:
(BI) Bodily Injury Liability Per Person: Coverage limit, per person, for the expenses, like medical bills and lost wages, due to injuries you cause to others in an accident.
(BI) Bodily Injury Liability Per Accident: Coverage limit for the expenses due to injuries you cause to others, in total for the accident.
(PD) Property Damage Liability Per Accident: Coverage limit for damages you cause to other people’s property in an accident, which could include cars, fences, etc.
The best and most affordable auto insurance does not come from the same company for every driver. Everyone has different circumstances, personalities, and factors that impact what insurance company they need. Knowing what will have an impact on your car insurance rates such as credit score and driving history are key to getting YOU, the best bang for your buck.
Contact Us now so you can worry more about the road and worry less about the coverage.